NRI Tax Compliance

TDS & Tax Credit Management

Complete TDS oversight for NRIs — from Form 26AS and AIS reconciliation and rental or property TDS advisory, to excess-deduction refund claims and representation in mismatch or dispute proceedings.

Applies to: apartment NRIs with Rental Income home_work NRI Property Sellers savings NRO / FD Interest Earners show_chart NRIs with Capital Gains warning 26AS / AIS Mismatch Cases
What We Do

End-to-End TDS & Tax Credit Coverage

From verifying what deductors have deposited against your PAN to recovering excess TDS through ITR refunds and resolving mismatches through departmental representation — every TDS obligation, managed.

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Verification & Reconciliation

TDS Verification & Reconciliation — Form 26AS & AIS

Form 26AS is the taxpayer's consolidated tax credit statement — showing all TDS, TCS, and advance tax deposited against the PAN. The Annual Information Statement (AIS) goes further, aggregating income reported by deductors, financial institutions, and registrars. For NRIs, discrepancies between what tenants, banks, or buyers have actually deposited and what is reflected in 26AS directly affect the refund amount in the ITR. We download, verify, and reconcile both statements against all source documents before the return is filed.

receipt_long Form 26AS
summarize AIS / TIS
compare_arrows Reconciliation
apartment Tenant TDS
account_balance Bank TDS
task_alt Pre-ITR Check
Covers all deductors — tenants, banks, buyers, employers & brokers arrow_forward
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TDS Advisory

Advisory on TDS — Rental Income & Property Sales

NRI landlords and sellers are subject to TDS obligations that differ significantly from those applicable to residents. Tenants paying rent to an NRI must deduct TDS at 30% under Section 195 (not the simplified 5% applicable to resident landlords). Property buyers must similarly deduct at 20–30% on the full sale consideration. Getting these rates wrong — or not deducting at all — exposes both the NRI and the deductor to interest, penalty, and prosecution. We advise the correct rate, DTAA applicability, and documentation required by each party.

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TDS on NRI Rental Income — Section 195
Tenant deducts 30% (+ surcharge/cess) on gross rent — not 5% applicable to residents
30%
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TDS on NRI Property Sale — Section 195
Buyer deducts 20% (LTCG) or 30% (STCG) on entire sale consideration before payment
20–30%
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DTAA Rate Reduction Available
Treaty rates may reduce TDS below statutory levels — proper documentation required
Advisory for both the NRI seller / landlord and the deductor party arrow_forward
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Refund Claims

Support with TDS Refund Claims for Excess Deduction

TDS deducted by tenants, banks, and property buyers is often higher than the NRI's actual tax liability — particularly after applying DTAA benefits, Section 54 / 54EC exemptions, deductions, or when total income falls below the taxable threshold. The excess TDS is recoverable as a refund through the ITR. We compute the refund entitlement precisely, ensure the ITR is filed with correct TDS credit claims, track refund processing, and follow up with the CPC or Assessing Officer when refunds are delayed, reduced, or adjusted.

calculate Refund Computation
  • TDS vs actual liability gap analysis
  • DTAA & exemption benefit applied
  • All deductions claimed correctly
upload_file ITR Filing & Credit Claim
  • Full TDS credit per 26AS / AIS
  • Correct schedule TDS entries
  • Bank account pre-validated for credit
track_changes Refund Tracking
  • CPC processing status monitoring
  • Intimation u/s 143(1) response
  • Rectification if refund is reduced
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Representation

Representation — Mismatch, Non-Reflection & Disputes

TDS mismatches arise when a deductor has deposited tax under an incorrect PAN, a wrong TAN, or in a different assessment year — causing the credit not to appear in Form 26AS. The department may then raise a demand for what it believes is unpaid tax, even though the NRI has already suffered the deduction. We identify the root cause of every mismatch, coordinate with the deductor to correct their TDS return, and represent the NRI before the Assessing Officer or at the CPC to get the correct credit recognised and any erroneous demand dropped.

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PAN / TAN Mismatch
TDS deposited under wrong PAN — credit doesn't appear in 26AS
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Non-Reflection of TDS
Deductor hasn't filed quarterly TDS return — credit pending in system
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Demand on Mismatch
IT department raises demand for tax it says is unpaid — we respond & get it vacated
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Deductor Correction
We coordinate with tenant / buyer to file revised TDS return and correct the credit
Full representation — AO, CPC, rectification u/s 154 & appeals if required arrow_forward
TDS Reference

Key TDS Rates for NRIs — At a Glance

TDS rates applicable to NRI income streams under Section 195 and related provisions — before DTAA benefit or Lower TDS certificate.

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Rental Income

Section 195 TDS rate 30% + surcharge
Deductor Tenant / payer
Quarterly return Form 27Q
  • check_circle DTAA may reduce rate to 10–15%
  • check_circle Excess TDS refunded via ITR filing
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Property Sale Proceeds

LTCG (held > 2 years) 20% u/s 195
STCG (held ≤ 2 years) 30% u/s 195
Deducted on Full sale value
  • check_circle Form 13 can reduce to actual tax rate
  • check_circle Sec 54 / 54EC exemption reduces liability
savings

Interest & Other Income

NRO bank interest (Sec 195) 30% + surcharge
Dividends (Sec 194) 20% (+ DTAA)
Mutual Fund redemption 10–30% by type
  • check_circle DTAA can cap interest TDS at 10–15%
  • check_circle Refund route if income below threshold
Our Approach

How We Manage Your TDS & Tax Credits

A structured four-step cycle — from statement download and reconciliation to ITR filing, refund recovery, and dispute resolution.

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1

Statement Download & Review

We pull Form 26AS and AIS from the income tax portal, map every TDS entry to the corresponding income source, and flag any missing credits, duplicates, or discrepancies before reconciliation begins.

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2

Reconciliation & Mismatch Resolution

Every TDS entry is matched against the deductor's certificates (Form 16 / 16A), bank statements, and property sale documents. Mismatches are chased with the deductor and, where needed, correction returns are filed.

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3

ITR Filing with Full Credit Claim

The ITR is filed with complete and accurate TDS schedules, correct income figures, DTAA benefits, and all eligible deductions — maximising the refund entitlement and minimising the risk of a demand or adjustment.

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4

Refund Tracking & Dispute Representation

We monitor CPC processing, respond to Section 143(1) intimations, file rectifications for incorrect adjustments, and represent the NRI before the AO or in appeal if a demand is raised on account of a credit dispute.

Track Record

Recovering Every Rupee of Excess TDS

From NRI landlords over-deducted by tenants to property sellers whose buyers withheld 30% on the full sale value, our TDS practice is built on maximum refund recovery and zero demand risk.

₹25Cr+
Excess TDS recovered for NRI clients
98%
Refund success rate across all NRI ITRs filed
100%
Demand resolution rate in mismatch cases
20+
Countries served — USA, UK, UAE, Canada & more
Our Advantage

Why NRIs Trust Us with Their TDS & Tax Credits

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Forensic-Level Reconciliation

We cross-verify 26AS, AIS, TDS certificates, and bank records — not just the summary. Every mismatch is identified and traced to its root cause before filing.

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Maximum Refund Recovery

We apply every available deduction, DTAA benefit, and exemption to minimise actual tax liability — maximising the gap that becomes your refund.

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Full Dispute Representation

From Section 143(1) intimations to AO proceedings and CIT(A) appeals — we handle every level of the dispute chain if the department raises a demand on a TDS mismatch.

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Fully Remote & Paperless

Documents shared online, portal access managed by us, and status updates delivered digitally — the entire TDS management cycle without you needing to set foot in India.

Stop Leaving Excess TDS on the Table.

Whether you need 26AS reconciled before your ITR filing, a deductor mismatch resolved, or a demand from the department dropped — we are ready. No India visit required.

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Office Address

4th Floor, Solitaire 1, New Link Rd, Malad West, Mumbai 400064.

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Direct Line

+91-8169820387 | 022-46022657